Your Investment to Achieve a Bee Happy Smile
The cost of your orthodontic treatment will vary depending on your individual needs and treatment plan. One of the first thoughts most people have when it comes to braces is that it’s going to cost a lot of money. But that’s not really the case when you consider the long-term benefits and problems that they can help avoid. We will work with you to create a payment plan that fits your budget, and you will know what to expect before beginning treatment.
How do I pay for braces?
Orthodontic treatment, like most other medical procedures, may cost several thousands of dollars, because of all the work involved; not all of which is covered by your insurance (depending on the plan; see below). If your child or you need braces, it can cost anywhere from $3,000-$8,000. The good news is that there are options for those who do not have the funds readily available to pay for such treatment options for braces.
Here are a few payment options for braces to consider:
Flex Spending Accounts or Health Savings Accounts (FSA or HSA)
These accounts are set up through your place of employment and allow you to take pre-tax dollars to set aside and use for medical expenses. Because you never know when you may need this additional financial assistance, it’s a good idea to get the FSA/HSA account started now. That way, when you need it, the funds will be there.
Flexible Payment Plans
Speak with your Bee Cave Orthodontics staff, as most offices do offer some type of payment plan that will allow you to make monthly payments for treatment services. This is usually a service provided interest-free, and we will be flexible in working with you to ensure that you have a comfortable payment amount each month that fits your budget.
Paying for orthodontic treatment may be a concern, but you shouldn’t let it discourage you. The payment options are there to help you so that you can help you or your child. When you or your child get braces or other orthodontic treatment they may need, it comes with a host of benefits that you may not even realize.
You’ve made a wise decision to meet with Bee Cave Orthodontics for your or your child’s braces. We can answer all of your questions, including those about our typical cost of braces and the variety of payment options we provide. Our office also accepts all major credit cards and discounts are given when paying in full in the beginning of treatment.
Does my insurance cover braces?
We Are Premier Providers for Many PPO Insurances
Many offices do not accept orthodontic insurance; therefore, the patient is responsible for collecting from the insurance company. Other offices “accept” from your insurance, but the doctor is not a participating provider with the insurance company. As a result, you are unable to receive the maximum benefit of your insurance plan (i.e. a lower or “capped” treatment fee with greater insurance coverage).
At Bee Cave Orthodontics, we are proudly premier providers for many PPO insurances and some DMOs to insure that our patients receive the highest possible service and care at the most affordable treatment fee.
These days, there are as many different types of insurance plans as there are patients in our office! But our experiences tell us that “most” insurance policies cover “some” of your orthodontic expenses. Here is a list of some of insurances that we participate with:
- Blue Cross/Blue Shield
- Delta Dental
- All FSAs and more!
Here are a few variables you need to answer before an insurance agent can help you determine what, how long, and how many procedures fall under your insurance:
- The type of braces (braces, Invisalign, etc.)
- The duration of the treatment (two months, six months, a year, etc.)
- The cause of the problem (a patient presenting with pain, a parent’s concern, traumatic injury or accident, congenital birth defect/cleft lip or palate, etc.)
- The nature of the problem (to correct pain/discomfort, cosmetic, etc.)
Talking to your insurance agent will help you get the right answers you need.
At Bee Cave Orthodontics, we offer a variety of treatment options for straighten your teeth in our Bee Cave, Lakeway, Austin, Westlake, Spicewood, Dripping Springs, and surrounding areas office. During your initial Bee Cave Orthodontics exam, we will determine which treatment option is best for you.